Big Brother is Watching — Protect Your Web Searches!

Posted by Rakesh under FYI, Life, Technology, Uncategorized

Advances in technology, including the internet, have dramatically changed the way we collect and use personal information. Personal information can be transferred globally and more rapidly now than ever before. This has influenced the way we think about privacy and the protection of personal information.

Surfing the Internet can be fun and educational. Email is a great way to stay in touch with family and friends, Chat groups and discussion groups allow you to communicate with people with similar interests.

Most people are aware of the Internet’s benefits, but not everyone is aware of how the Internet can threaten personal privacy and the steps you can take to protect your privacy in cyberspace. There are some simple steps you can take to safeguard your own privacy, and you do have certain protections under the Personal Information Protection and Electronic Documents Act.

As some of you know, January 28 marks the anniversary of the Council of Europe Convention on Data Protection, the most important international law for privacy. On this particular day, a group of friends were having conversation and one of my friends asked me, “Why we celebrate International Privacy Day?”. I said the organization aims to make people aware of privacy and the protection of online data i.e. Big Brother is watching you always, so you protect your privacy.

Now question is, who is watching YOU, and HOW you can protect yourself. While browsing the web, finding information on the Web, logged into services like Hotmail, Gmail, Yahoo Mail, etc they’ve stored your personal information/ data like your computer’s IP address, cookies, user name, passwords, etc on their systems. They use your Internet protocol (IP) address and cookies (small bits of text stored on your computer) in order to identify yourself — who you are, where you come from and why you were there.

How IP address, Cookies and Personal Identifiable Information helps to identify you and know about yourself:

1. Cookies are small files that a website can place on your computer; cookies are supported by most of the major web browsers. Cookies serve all sorts of purposes, such as identifying users, maintaining state, and storing preferences.

Cookies identify users by allowing a web site to place a unique identifier such as an id number on your computer. When you return to the web site or move to a new page, the site reads the ID from the cookie and reloads your records. Advertisers can use cookies to track the ads you see, and webmasters can use cookies to record how many times you visit their sites.

2. IP addresses are logged by their systems for logins, report views and other website-based activities. This is done for administration purposes and to aggregate information about their users’ browsing habits.

3. Personally identifiable information is any piece of data about a person that can, in any way, identify them or allow someone to contact them. This includes names, email addresses and phone numbers.

As such I said to my friends, you know what one of my friends said? He said, “My goodness, it’s my whole personal life, I had no idea somebody was looking over my shoulder.”

You may remember AOL search data scandal in mid-2006. AOL Research released a compressed text file on one of its websites containing 20 million search keywords for over 650,000 users over a 3-month period, intended for research purposes. Later AOL pulled the file from public access, but not before it had been mirrored and distributed on the Internet.

While none of the records on the file are personally identifiable per se, certain keywords contain personally identifiable information by means of the user typing in their own name (ego-searching), as well as their address, social security number or by other means. Each user is identified on this list by a unique sequential key, which enables the compilation of a user’s search history.

AOL acknowledged it was a mistake and removed the data, although the files can still be downloaded from mirror sites. Additionally, several searchable databases of the report also exist on the internet.

The user search records has prompted many people to examine their search methods. While no one approach is absolutely foolproof, using a combination of common sense searching strategies will make it harder for engines (or anyone else) to put together a detailed profile of you. Keep reading today’s feature for a few ways to protect yourself from search engines.

The biggest problem with AOL’s search records release was not what the individual queries revealed (although some of them were pretty disturbing); it was the fact that any search could be tied to one unique user ID. Looking at someone’s individual searches is not necessarily invasive – however, tie all those searches to one unique user ID and we’ve got a problem.

For example:

User 7777155 searched for 1974 Silverado truck parts, Sportsline, and Yahoo fantasy baseball. Sounds like a nice guy, eh? Maybe – he also searched for “free MILF hunter password”, “you know when your a mexican when” jokes, and something called “assparade.”

Or how about these: individual users searched for “suspended license due to child support” along with “chapter 1 of reaching your potential”, “the incredible by pixar” and “cheap liquor” (?), or “battlefield 2 torrent”, “fake doctor note”, “custom gold grills”, and “ice cream shoes” (sounds like this person’s got a full day of non-stop fun planned).

A savvy data miner could use this data – which does include personal information such as SSN’s, phone numbers, names, addresses, etc – and go crazy: targeted spam, identity theft, the possibilities are endless.

Here are a few things your search engine knows about you:

If you’ve logged into services like Gmail, Yahoo Mail, etc – they’ve got your user name and passwords at the very least. For example: if you’ve taken advantage of Google’s integrated stable of services, you’ve pretty much given over the keys to the privacy kingdom, so to speak. I am NOT advocating that everyone quit Google, just giving you a heads-up.

All your IP addresses are belong to us. Your IP address coughs up quite a bit of relevant info, such as your ISP, city, state, region, and more.

Cookies, yum! Your individual searches and repeat visits to the same site can be tied together by cookies.

In addition, all search engines keep at least some of your searches for an undetermined period of time…that means that your search for the NKOTB back in the day might come up again. What’s a searcher to do? Actually, there’s quite a bit you can do to make your searches more private-note that I didn’t say “completely private”, because no one method is foolproof. However, if you mix up these tips you stand a much better chance of keeping your search records to yourself.

Tweak your browser: This is the first and easiest step that any privacy-conscious surfer should take to increase security. There’s quite a few ways that you can configure your browser to be more private.

Newer version of Firefox 3.5+, Internet Explorer 8 and other browsers has very useful feature called “Start Private Browsing” — is to put your browser into a temporary state where no information about the user’s browsing session is stored locally. If “Start Private Browsing” is turned ON, your computer does not keep any browser history, search history, download history, web form history, cookies, or temporary internet files.

Proxy: Using a proxy – think of it as a search prophylactic – is a great way to hide your tracks.

Here are a few good ones:

* Anonymouse
* Privoxy
* Scroogle (not a proxy so much as it’s a Google alternative that disables some of the more insidious data storage processes)
* BlackBoxSearch
* 250+ working proxies for safe access from work and school

There’s no perfect solution
None of these tips will keep you anonymous from a search engine 100 percent. The best way to keep your information private would be to get off the webernets completely, but as that’s not an option for most of us, the second best is to use a combo of security methods to cover as much of your virtual booty as possible. What are your best search privacy tips? Thoughts to comments or to tips at A|RAKESH.com.

Enjoy private and safe browsing…:-)

e-filing of I-T returns

Posted by Rakesh under FYI, Life, Nxt, Uncategorized

It is not needed to be a Chartered Accountant or knowledge of accounts to file Income Tax Returns. One of the most important aspect of Income Tax is filing Income Tax return. Individuals with income exceeding the non-taxable income slab, filing of Income Tax Return for the full financial year is mandatory.

To cope up with the latest technology and changing world, the Income Tax Department of India has launched a convenient, hassle-free and fast online service for filing Tax returns known as E-filing through Internet. Most of the sites which provide these facilities also provide free tax filing, i.e. filing your tax returns online without any charges. It not only saves time but is also more convenient. Any individual failing to file return within the specified period is also allowed to file a late return. Moreover, free tax filing service is very handy as through it individuals can file their Income Tax Returns by sitting at home or from any place where Internet is available.

Income Tax Return Forms, also known as ITR ranges from ITR-1 to ITR-8. Each form covers different set of tax payers which include individuals and even the companies so that they can furnish all the informations with respect to the transaction that are posted via annual information returns (AIR). Large transactions like in real estate and mutual funds are reported to the income tax department by banks and several other authorities with the help of user’s permanent account number (PAN). The Income Tax return Forms are divided into several categories. ITR 1 to ITR 4 are for individuals, ITR 6 and ITR 7 are for companies and ITR 8 is for fringe Benefits. These ITR forms can be downloaded from the concerned websites which might be offering free tax filing. However, some sites also charge a nominal fees for filing the return.

One more important aspect of filing Income tax return is the recent innovation, income tax calculator . Basically, it is designed for the individuals who are paying the tax to the government. Since 2005, a more advanced form of calculating income tax has been introduced, which is known as True tax calculator. It produces 2 reports, one in computerized form and other in Saral form (form 2D). Individuals who have to pay the tax have to furnish the details of all the income earned, in it. The Saral form of the 2 reports is printed in the original format and is submitted with the Income tax Department.

Income tax return should be filed within the specified period to avoid any penalty. Also, defective returns should be rectified within 15 days from the date of such intimation. Individual should keep in mind to see the heads of Income and decide which type of assessee s/he is and then select the form accordingly. The individual should mention all its sources of income with income amount correctly and should submit the form to the Income tax department ors/ he can also submit the form online as the income tax department offers free tax filing on cyber world.

Salaried individuals these days can pay most bills online. But what about income tax returns? Salaried individuals and Hindu undivided families (HUFs) can file their tax returns online (also called e-filing).

As we are all aware that the CDBT has vide notification dated 15-05-2007 issued a new set of Forms to be filled in for the Assessment Year 2007-08 and it is effective from 15-05-2007.

Following is a small and simple guide to filling the forms.

Documents to keep ready

• Form No. 16 (received from the employer): This will help to know your income from

  salary and tax deducted by your employer from your

  salary income.
• Form No. 16A (received from all the payers who have deducted tax): You will first have to get this form collected from the parties who have deducted tax while making payment to you during

  the year. This includes banks and companies (with whom you have kept fixed deposits), parties to whom you have given loan, tenant to whom you have rented your property, et cetera.
• Balance Sheet and Profit and Loss Account
• Tax Audit Report, if any
• Working of FBT
• Certificate of MAT working (in case of Companies).
• Summary of all bank accounts operated during

  the year: This summary will give an idea about all the income earned during the year and investments and expenditure incurred. This assures that no part of income is left out and you do not miss out any eligible deductions.
• Summary of all other earnings including Interest on Fixed deposits, Dividends earned etc.
• Copies of all investments made to claim deductions viz LIC Premium Receipts, PPF Copy, Copies of other investments etc.
• Details of property owned during

  the year: If you have bought some property during

  the year, you will need details of rent received and receipts of municipal tax paid during

  the year. In addition to this, if you have taken this property through a loan, do carry the loan details and a copy of certificate of interest paid during

  the year.
• Sale & purchase bill / documents / contract note in respect of investments / assets sold during

  the year: You will also need purchase documents corresponding to the sales made during

  the year. In case of a large number of transactions, it is advisable that you prepare a statement of sale and corresponding purchase of these investments and arrive at the amount of profit or loss, before actually calculating your taxable income.
• Details of tax payments made during

  the year: This is required only if you have made advance tax payment during

  the year.

Which ITR Form is applicable to you? With the introduction of new

income tax return forms based on nature of income earned during

the year, one needs to know relevance of each return form and select the right form.For an individual, four forms have been introduced, the details of which are as under:

ITR – 1 Meant for Individuals, who have a) Income from

salary b) Interest income (taxable / exempt) c) Family pension d) Income from agricultural activities

In other words, this form is not applicable in the following situations:

a) Individual having any income (taxable / exempt) other than mentioned above b) Any brought forward loss of earlier years c) Any income of other person to be included d) Any person having Income / Loss from House Property

ITR – 2 Individuals / HUF not having any income on account of carrying out business / profession or on account of being a partner in a partnership firm. It includes individuals who have only Salary Income but want to claim Interest on Housing Loans

ITR – 3 Individuals / HUF who are partners in a partnership firm and does not carry out any other separate business / profession. In other words Individuals / HUFs who are Partners in a firm but who do not carry out any independent business of their own.

ITR – 4 Individuals / HUF who is carrying out business / profession under a proprietary concern.

ITR – 5

Firms / AOP / BOI (other than Trusts claiming exemption u/s 11) and this includes the Fringe Benefit Tax Return.

ITR – 6 Companies (other than Companies claiming exemption u/s 11) and this includes the Fringe Benefit Tax Return.

ITR – 7 Trusts and Companies claiming exemption u/s 11 and this includes the Fringe Benefit Tax Return.

ITR – 8 Return of Fringe Benefits

Acknowledgement Non E-filing Acknowledgement to be filled in case of filing in Physical Form

ITR – V Acknowledgement to be filled in case of Electronic filing without a Digital Signature

Last date for filing tax returns The last date for filing return of income for

the year ended March 31, 2007 for Individuals, Firms, Trusts, AOP, BOI, Co-operative Societies and Local Bodies (Other than those who are required to get their accounts audited) is July 31, 2007 and for Companies and others, it is October 31, 2007.

Consequences for not

filing tax return by the last date If individuals file their returns after the last date mentioned above, they will be charged a penal interest at the rate of 1% per month of delay on the taxes, if any remaining unpaid. However, if such a return is filed after March 31, 2008, apart from the penal interest, they will also be liable for a penalty of Rs 5,000.

How to file the tax return Today there are two options available to the individuals to file their return of income:

a)

Electronic filing;

b) Physical filing

It is mandatory for Companies and

Firms who are required to get their accounts audited under the Income Tax Act, 1961 to file their returns through

Electronic Filing only.

As a temporary relief to

firms, The CBDT has temporarily allowed them to file returns in Physical Format, till the Software is ready and subsequently they have to again file the Returns in Electronic Form.

The CBDT has initiated the Process of getting the Softwares for filing R eturns Online ready and they are expected to be ready by ( I dont know when they will be available).

Under

Electronic filing, the individual will have to follow the following procedure:

• Get the tax return in a valid XML format (through the Income Tax department site or other online tax

  preparation sites)
• Visit the Income Tax site http://www.incometaxindiaefiling.gov.in/
• Log on using the user-ID and password (username is usually the 10 digit PAN No.) Select the respective ITR form
• Upload the XML file generated
• Upon uploading, an acknowledgement will be generated.
• If the file is uploaded with a digital signature, then the process of filing return is completed.
• However if the file is uploaded without a digital signature, the individual will have to print form ITR-V and submit the same to the Income Tax department physically. The process of filing return will be completed only on physical filing of ITR-V.

For Physical filing, the individual will have to take a print out of the respective ITR form along with the Acknowledgment form and file it with the Income Tax Officer. Whether it is

electronic filing or physical filing, under the new procedure, individuals do not have to attach any documents or enclosures with

the return of income, except a Report on Transfer Pricing, which needs to be attached along with the acknowledgement.

Kindly go through the Instructions thoroughly before filing the forms and fill out the proper codes wherever applicable. Fill in all the coloumns and in case some coloumn is not applicable just mention N A or Nil.

It thus becomes very important to scrutinize the forms properly before submitting, so that one can ensure that no part of the form is left unfilled or not properly filled, which may lead to several consequences under the Income Tax Act, 1961.

In case of Individuals and HUF it is also important to fill in the details of transactions reported through Annual Information Report (If any) like

1. Cash deposits aggregating to ten lakh rupees or more in a year in any savings account maintained in a banking company to which the Banking Regulation Act, 1949 (10 of 1949), applied (including any bank or banking institution referred to in section 51 of that Act)
2. Payment made against bills raised in respect of a credit card aggregating to two lakh rupees or more in a year.
3. Payment made of an amount of two lakh rupees or more for purchase of units of Mutual Fund.
4. Payment made of an amount of five lakh rupees or more for acquiring bonds or debentures issued by a company or institution.
5. Payment made of an amount of one lakh rupees or more for acquiring shares issued by a company.
6. Purchase of any immovable property valued at thirty lakh rupees or more.
7. Sale of any immovable property valued at thirty lakh rupees or more.
8. Payment made of an amount of five lakh rupees or more in a year for investment in bonds issued by Reserve Bank of India.

Documents to preserve

Since the tax-payer is not required to submit any additional documents along with the return of income, the documents may be called at the later stage by the Income Tax Officer to check the correctness of the claim made. Hence, it is advised that the individual preserve all the documents required to substantiate the return of income filed. Some of the documents are enumerated below:

• Detailed calculation of taxable income and amount of tax payable / refundable.
• Balance Sheet and Profit and Loss (If any prepared)
• All Audited Accounts
• Audit Reports
• Tax Audit Reports
• MAT report under section 115JB Form No. 16 / 16A (original).
• Counterfoil of all the tax payments made during the year.
• FBT Challans.
• Computation of FBT
• Computation of Depreciation under Income Tax Act, 1961
• Copy of documents concerning sale of investments and properties.
• Copy of bank statements.
• Copy of proof for all the deductions and exemptions claimed in the return of income (viz. PPF Challans, LIC Premium Receipts, Mediclaim Receipts to name a few)

Common mistakes people make while filing tax returns

• The most common notion among salaried employees is that since tax has already been deducted from their salary, there is no need to file their income tax returns. This is not at all true or legal. Even though tax has been deducted and there is no further liability to pay tax, an employee has to compulsorily file his / her income tax return. Form No. 16 received from employer is not their income tax return.
• Employees do not include the interest that they receive on their savings bank account. The entire interest earned on your savings bank account is taxable.
• Omission of income received by a minor child. A minor child is not required to file a separate return of income. However, this income has to be included in the hands of either of the parents, although it might be a small amount of bank interest.

New IT Circular on filing Procedure of New Income Tax Return Form (ITR) for A.Y. 2009-10

• Form ITR-V is to be furnished within thirty days after the date of transmitting the data electronically. In case, Form ITR-V, is furnished after the above mentioned period, it will be deemed that the return in
  respect of which the Form ITR-V has been filed was never furnished and it shall be incumbent on the assessee to electronically re-transmit the data and follow it up by submitting the new Form ITR-V within thirty days.

• The assessee shall furnish the Form ITR-V to the Income-tax Department by mailing it to Income
  Tax Department CPC, Post Box No – 1, Electronic City Post Office, Bangalore – 560100, Karnataka within thirty days after the date of transmitting the data electronically.

• No Form ITR-V shall be received in any other office of the Income-tax Department or in any other manner.

• No disallowance of claim for pre-paid taxes shall be made by the Assessing Officer only on the ground that the TDS/TCS certificates and challans have not been furnished along with
  the return of income or Form ITR-V.

• The credit for any TDS or TCS claim will be allowed if the assessee quotes the relevant UTN for every TDS and TCS claim and the said UTN matches with the UTN in the database of the Income
  Tax Department.

• It is advisable, though not mandatory, to use a digital signature for electronically furnishing
  the return

• All returns filed electronically shall be processed, on priority basis, only at the Centralized Processing Centre of the Income-tax Department in Bangalore

NEW RETURN FORMS FOR ASSESSMENT YEAR 2009-10 MATTERS CONNECTED THERETO

CIRCULAR NO. 03 / 2009, DATED 21-5-2009

1. The Central Board of Direct Taxes have, vide notification S.O. No.866 (E) dated 27^th, March, notified the following new forms for Assessment Year 2009-10 :-

(i) ITR-1 return of income for individuals having income from salary/ pension/ family pension and not having any other income except income by way of interest chargeable to income-tax under the head Income from other sources;

(ii) ITR-2 return of income for Individuals and Hindu Undivided Families (HUFs) not having any income under

the head Profits or gains of business or profession;

(iii) ITR-3 return of income for Individuals and HUFs being partners in firms and not carrying out business or profession under any proprietorship;

(iv) ITR-4 return of income for individual and HUFs having proprietory business or profession;

(v) ITR-5 combined form for return of income and

fringe benefits for Firms/ Association of Persons / Body of Individuals;

(vi) ITR-6 combined form for return of income and

fringe benefits for companies (other than companies claiming exemption under section 11;

(vii) ITR-7 combined form for return of income and fringe benefits for persons including companies required to furnish return under section 139(4A) or section 139(4B) or section 139(4C) or section 139(4D);

(viii) ITR-8 stand alone form for return of

fringe benefits for persons who are not required to furnish return of income but are required to furnish return of

fringe benefits.

The above return forms are available at http//www.incometaxindia.gov.in.

2. Rule 12 of the Income Tax Rules, 1962 (hereinafter referred to as the said rule) provides for the form and the manner in which the income tax return is required to be furnished.

3. Sub-rule (3) of the said rule provides that return of income/

fringe benefits can be furnished in any of the following manners:-

(i) furnishing

the return in a paper form;

(ii) furnishing

the return electronically under digital signature;

(iii) transmitting the data in

the return electronically and thereafter submitting the verification of

the return in Form ITR-V;

(iv) furnishing a bar-coded return in a paper form.

4. Sub-rule (5) of the said rule provides that

the return of income/

fringe benefits for assessment year 2008-09 or any earlier assessment years shall be furnished in the appropriate form as applicable in that assessment year.

5 In exercise of the powers conferred by section 139D of the Income Tax Act,1961 (hereinafter referred to as the Act), ( read with clause (eebb) of sub-section (2) of section 295 of the Act, sub-rule (3) of the said rule provides that-

(a) it shall be mandatory for the firms to whom provisions of section 44AB are applicable and for the companies (other than the companies claiming exemption under section 11) to furnish

the return of income/

fringe benefits electronically in the manner mentioned at (ii) or (iii) of paragraph 3;

(b)

the return of income/

fringe benefits in Form ITR-7 by charitable/ religious trusts, political parties and other non-profit is to be furnished in the paper form only; and

(c) all other taxpayers have the option to furnish

the return of income/

fringe benefits in any of the manner mentioned in paragraph 3.

6. In exercise of the powers conferred by section 139C of the Income Tax Act,1961 (hereinafter referred to as the Act), read with clause (eeba) of sub-section (2) of section 295 of the Act, sub-rule (2) of the said rule provides that the returns required to be furnished in above mentioned Forms (except in ITR-7) shall not be accompanied by any attachments/ annexures. Thus, taxpayers should not enclose with these return forms any statement showing the computation of income or tax, copies of balance-sheet, profit and loss account, TDS/ TCS certificates, proof of payment of advance tax or self-assessment tax. However, these documents shall have to be produced before the Assessing Officer on demand by him. The Chief Commissioners of Income-tax/ Commissioners of Income-tax must ensure that documents if any, annexed with these returns or Form ITR-V are detached at the time of receiving these returns/ ITR-V and are returned to the taxpayers immediately.

7. Following clarifications are also issued in

respect of certain issues arising from furnishing the returns in the above mentioned forms:

(i) An assessee should obtain the report of audit from an accountant under section 44AB of the Act on or before the due date of the furnishing of

the return and should fill out the relevant columns of

the return forms on the basis of such report. However, the report of audit should not be attached with

the return or furnished separately any time before or after the due date. The assessee should retain the report with himself. If called for by any income-tax authority during any proceeding under the Act, it shall be incumbent upon the assessee to furnish/produce the same in original. No penalty under section 271B shall be initiated or levied for not furnishing the tax audit report on or before the due date. However, if the

audit report has not been obtained before the due date, provisions of section 271B shall continue to be attracted.

(ii) These returns are not to be accompanied with any other document including any statutory form or report of audit (other than the report under section 92E), which is otherwise required to be furnished before the due date or along with

the return for making any claim. The provisions of the law shall be deemed to have been complied with in

respect of the requirement of the filing of the attachments or documents or reports along with

the return. No penalty shall be initiated/ levied for not furnishing such documents if such documents were otherwise obtained before the specified date, if any, provided in the statute. All these documents should be retained by the taxpayers. If called for by any income-tax authority during any proceeding under the Act, it shall be incumbent upon the assessee to furnish/produce the same, in original.

(iii) The report as required under section 92E of the Income-tax Act should not be furnished along with the return. However, it should be separately furnished before the date specified in rule 10E.

8. As stated in paragraph 5 above, it is mandatory for a company and a firm liable to audit under section 44AB of the Act to furnish the return electronically. However, electronic filing is optional for other categories of tax-payers. The e-Return has to be furnished at http://incometaxindiaefiling.gov.in. Further, it is advisable, though not mandatory, to use a digital signature for electronically furnishing the return. If the return is electronically furnished under a digital signature, the tax-payer is not required to furnish the Form ITR-V with the Income-tax Department as a follow up to the electronic transmitting of data in the return. Similarly, any return which is digitally signed by the assessee and filed with an E-Return Intermediary (ERI), who, in turn, submits the return to the Income Tax Department under his digital signature, will also be deemed to have been filed under a digital signature of the assessee and no Form ITR-V is required to be submitted. In such cases, the date of electronic transmission of the data in the return shall be the date of furnishing the return.

9. However, if the assessee does not use a digital signature for electronically transmitting the data, he is required to follow-up the electronic transmission of the data by submitting the Form ITR-V with the Income-tax Department as verification of the electronic filing of the return. In such a case, the date of transmitting the data electronically will be the date of furnishing the return if the Form ITR-V is furnished within thirty days after the date of transmitting the data electronically. In case, Form ITR-V, is furnished after the above mentioned period, it will be deemed that the return in respect of which the Form ITR-V has been filed was never furnished and it shall be incumbent on the assessee to electronically re-transmit the data and follow it up by submitting the new Form ITR-V within thirty days.

10. Since the Form ITR-V is bar-coded, assessee is advised not to fold the same and post it in A4 size envelope. The assessee shall furnish the Form ITR-V to the Income-tax Department by mailing it to Income Tax Department CPC, Post Box No – 1, Electronic City Post Office, Bangalore – 560100, Karnataka within thirty days after the date of transmitting the data electronically. The Post Box shall deliver all the Form ITR-V to the Centralized Processing Centre (CPC) of the Income-tax Department in Bangalore. Upon receipt of the Form ITR-V, the CPC shall send an e-mail acknowledging the receipt of Form ITR-V. The e-mail shall be sent in due course to the e-mail address furnished by the tax-payers in his return. No Form ITR-V shall be received in any other office of the Income-tax Department or in any other manner.

11. All returns filed electronically shall be processed, on priority basis, only at the Centralized Processing Centre of the Income-tax Department in Bangalore.

12. Since no documents are required to be furnished along with the return of income, the credit for Tax Deducted at Source (TDS), Tax Collected at Source (TCS), advance tax and self assessment tax (hereinafter collectively referred to as pre-paid taxes) shall be allowed on the basis of information relating to pre-paid taxes furnished in the relevant schedules of the return forms subject to matching with the information provided by the deductor, collector and the banks. Therefore, tax payers are advised to ensure that the information relating to pre-paid taxes is complete in all respect and correct. With a view to enabling the matching of information relating to pre-paid taxes furnished by the tax payers, the Income-tax Department has created a system of Unique Transaction Number (UTN) and Challan Identification Number (CIN). Assesses must ensure that the deductor and the collector have provided them with separate UTNs in respect of each TDS and TCS transaction. Similarly, they must also ensure that the UTN for every TDS and TCS claim in the return is correctly filled in. Similarly, they must ensure that they correctly fill in the CIN in respect of payments of advance tax and self-assessment tax. Further, no disallowance of claim for pre-paid taxes shall be made by the Assessing Officer only on the ground that the TDS/TCS certificates and challans have not been furnished along with the return of income or Form ITR-V.

13. The return of income in Form No. ITR-1 to Form No.ITR-8 for Assessment Year 2009-10 have been notified which require, amongst other, the quoting of the relevant UTN for every TDS or TCS claim made by the assessee. Therefore, the credit for any TDS or TCS claim will be allowed, amongst others, if the assessee quotes the relevant UTN for every TDS and TCS claim and the said UTN matches with the UTN in the database of the Income Tax Department. With a view to enabling the processing of returns relating to financial year 2007-08 (Assessment Year 2008-09) and enabling the assessee to receive the UTN for TDS and TCS transactions in the Financial Year 2008-09 (relevant for Assessment Year 2009-10), the following procedure will be followed: -

(a) National Securities Depository Limited (NSDL) shall assign an UTN for every TDS and TCS transaction record in Financial Year 2007-08 and 2008-09 reported in the quarterly returns received by it.

(b) NSDL will create a facility to e-mail the UTN file to the deductor if the e-mail address of the deductor is available with them. In addition, they will also create a facility for the deductor to download the UTN file.

(c) Upon receipt of the UTN, the deductor will inform the UTN to the deductee. In cases where the UTNs are available to the deductor before the issue of the TDS/TCS certificate to the deductee, the deductor will indicate the UTNs on the certificate. However, if the UTNs are not available to the deductor before the issue of TDS/TCS certificate, the deductor shall, subsequently, send a consolidated statement of all TDS/TCS transactions indicating the UTNs.

(d) NSDL will also create a facility to allow independent viewing of the UTNs by the deductee. As a result, even if the UTNs are not received by the deductee from the deductor, they can be directly obtained from the NSDL database and quoted while making claims of TDS and TCS in the return of income.

14. In the past, instances have come to the notice of the Board that in spite of specific directions contained in the Instructions for filling the return forms, the practice of accepting returns, along with annexures is still continuing. Tax-payers have in the past also complained that staff and officials in certain stations are refusing to accept returns which are not accompanied with annexures. These practices are against the expressed policy of the Government and are not in consonance with the legal provisions. Therefore, it is emphasized that Chief Commissioners of Income Tax must ensure strict compliance with the provisions of law. It may be reiterated that all annexures accompanying the income tax return forms should be detached and returned to the tax payers by the receiving official.

15. The contents of this circular are for strict compliance by all officers and staff of the Income Tax Department. Any violation by the officers and staff of Income Tax Department will be seriously viewed.

Income Tax slab For The Assessment year 2009-10

Income Slab	Tax Rate
Up to Rs.1,50,000 (Male) / Up to Rs 1,80, 000 (Female) / Up to 2,25, 000 (for resident individual of 65 years or above)	NIL
Rs. 1,50,001 to Rs. 3,00, 000 (Male)/ Rs 1,80,001 to Rs 3,00, 000 (Female)	10%
Rs. 3,00,001 to Rs. 5,00, 000	20%
Rs. 5,00,001 and above	30% *

* A surcharge of 10 per cent of the total tax liability is applicable where the total income exceeds Rs 10,00,000.

• Education cess is applicable @ 3 per cent on
  income tax, inclusive of surcharge if there is any..
• Agricultural
  income is exempt from income-tax.

You can compute income tax from here

Catch the i: My new car i10 Magna Kappa 1.2 (M) – Blushing Red

Posted by Rakesh under FYI, Life, Nxt, Technology

Few months ago, I had planned to buy a new car because my old car was having some problems, consuming more and I also got bored of it. So I started wondering for new car. My plan was to buy a middle segment car because a big car takes more space for driving and parking .. you know, it’s very difficult to drive on Delhi’s busy and crowded road. As we all know, there are lots of middle segment car in the market. Well, choosing the best out of them is a real difficult task but not impossible, hmmmm…I have to opt one of them.

I thought I should research first before buying a new car. And I did that a lot..:-), got to learned a lot of pros from my old car as far as handling, driving and maintenance are concerned. So I was planning a car which has decent look with attractive interiors, good mileage (at least 15 km/l) which my initial car has been giving me, low maintenance cost, good market re-sale value and popular as well, so that if the car breaks down on the highway or somewhere else, I can easily phone a mechanic for help i.e. car service provider should be available where and whenever needed assistance.

After researching a lot..gone through so many reviews, visiting several showrooms and analyzing cars (by giving a look) on Delhi road, I decided to buy Hyundai’s i10 (also I liked CHEVROLET UVA but its cost was little above my budget and there are very few service centers of General Motors in India, I thought I might face problems if I go out of the town that’s why I dropped this idea). I would say – choosing a car under my budget, is really a difficult task and tedious job which I did. Once I decided to buy i10 .. for me it was easier to go for next steps.

My wife and I, visited a showroom (call Hyundai Himgiri) which is near to my house, when I saw the interiors of i10..I got caught into.. it was awesome..ahhh…wow!! that’s actually I was looking for…. then I asked sales executive about its mileage, she said it’s 16.5 km after first servicing but before that it will give you approximately 13 km/l — well, I thought it fits in my requirement because I want to buy a car which gives mileage at least 15 km.

There are several models available in i10 – based on features and technology used. As per my requirement, I opted i10 Magna Kappa 1.2 and body – metallic and color – Blushing Red, as this is my wife’s favorite color and now I like too.. it’s really very eye catching car.. I know it demands more care and maintenance ..but I am ready for this because I love to care of something that I like most.

This car impressed me so much with its features, interiors, styles and the most important thing that it’s an eye catchy that I finally booked i10 Magna Kappa 1.2 Metallic (Blushing Red) immediately the same day I visited the showroom without wasting my time. It was 11 August the day I booked. It took a week just to process to deliver my car.

Well, it was 23 August 2009, the day finally my new baby gonna come home!

The sales executive asked me to come in the afternoon at 3:00 pm and I was eagerly waiting for.. it was Sunday and I got ready and then the clock struck 2:00 pm..as I was about to leave I got a call from the executive and she asked me to come at 5:00 pm because the car didn’t reach to the showroom yet. I was little worried because I didn’t want to get my car delivered in dark. In the mean while, many things were going on in my mind about the car like delivery checklists and all but the time was going so slow but finally the clock struck 4:30 pm and I just can’t stop myself to get ready to reach before they call me again . My wife and I reached the showroom on time at 5:00 pm sharp… as I entered the showroom unfortunately there was a power cut. It’s was too hot inside .. without air conditioning my whole zest and excitement going down..:-( There was so crowd in the showroom as it was Sunday which was making the whole atmosphere dull and lazy. After an hour power came and we got relaxed…Aaahhhh!

The sales executive came to me and asked to complete the further procedure. She told me that before delivery, each car is thoroughly cleaned inside and out that’s why there is delay in delivery. We waited for another hour and then at 7:30 pm we got delivered the car..:-) It was too late and also dark which I didn’t want but it happened actually..my wife was on fast so my concentration was on her only because she was not feeling well due to this the checklists which is to be followed before delivery, I didn’t go through it. My intention was to reach home somehow as soon as possible. So, I just gave a quick look on wheels, manufacturing date, engine and odometer (mileage — how much distanced traveled before delivery and found it was okay and I was satisfied) and few more things. I was in hurry though but still I didn’t forget to give some tip to delivery boys. When I gave tip to them they were so happy and gave me a good smile. After that the sales executive finally trying to hand over my car’s keys but I asked her please give it to my wife then she gave the keys to my wife and finally my wife gave it to me..:-) saying this is our new car and lets go..then I took the keys with a big smile and drove away from there and reached home at 8:00pm. This way I brought my baby home.

Though the day was so hectic and long but we still enjoyed it. My all tiredness weared off after driving my new car. It is so cool and giving so comforts to me. I feel like I’m in a plane. The driving is very smooth, soundless and no jerk at all, air conditioning is so cool that it makes my drive so peacefully. I experienced in some of the cars, the pickup will be very poor if the AC is on i.e. the pickup goes into full humbucking but with i10 I experienced that the AC doesn’t affect the pick-up.. it’s giving proper cooling even if the pickup goes up, there is no humbucking.

It’s only one week old baby… so, as I experience different situations with different individual, I will continue to share my experiences..

Happy Motoring with i10 !!

Dine out with folks from work at Chandni Chowk!

Posted by Rakesh under Life

I always like visiting some places, eating something, traveling somewhere and seeing something obvious for the first time.

Yesterday it was our 62nd Independence Day. On this our special occasion, as coined Red Fort monument name in my mind, I made a flashback in my memory, you know – what happened last month.. as usual I was in my office and working on something. Before leaving for my home, one of my co-workers sent a message on the terminal of my work station – “Kya Aaj Chandni Chowk wala – Parathe Wali Gali Chalein” (how it would be to go to “lane of parantha-makers”…) and Jama Masjid as well for chillout. I said, Hmmm…..let me think. Since I have been living in Delhi for last fourteen years but I never planned before to visit this famous place. So, without thinking much I decided to go there along with my colleagues.

First, let you know about Gali Paranthe Wali (literally “the bylane of fried bread”) – it is the name of a narrow street in the Chandni Chowk area of Delhi, India, noted for its series of shops selling paratha, a fried Indian bread, and now a popular culinary destination. Paranthe Wali Gali (”lane of parantha-makers”) in Old Delhi is a famous gourmet localities of the world.

According to last minute plan, we left for this place in the evening and I remembered it was 28th July 2009. As I use my own car for going office…when we came out from our office it started raining and after talking with one another we decided – why not we go there by metro… then I said what would I do with my car. Some of us took metro for Rajouri Garden and I reached Rajouri Garden metro station with three co-workers and there I parked my car. From there we all together took metro and reached Chawri Bazaar metro station. One of my colleagues is resident of Chandni chowk who is familiar with this place very well and he was guiding us to reach Gali Parathe Wali.

Before going Gali Parathe wali, we decided to see Jama Masjid of Delhi. As we reached Jama Masjid, we all got wet as it was rainy season but for last one month all Delhiites were praying for rain and finally it rained that day we were all feeling very happy and cool. Rain after a long time brought relief to us.

As we reached at the entrance gate of mosque, one of my fellow friends asked us to put off our shoes and carry it in our respective hands before stepping in the mosque. I didn’t have any idea about  this. I never went to a mosque before this trip that’s why I were unaware of these customs. So I asked one of my fellows to explain the reason – why we actually put off the shoes at entrance gate and carry it???

He explained the reason that as ritual purification precedes all prayers, mosques often have ablution fountains or other facilities for washing in their entryways or courtyards.

After putting off our shoes, we entered in Jama Masjid mosque and took entry tickets for entering lofty minarets – there are two lofty minarets – it’s 30 feet high, and containing 130 steps.  longitudinally striped with white marble and red sandstone, flank the domes on either side. The minarets are divided by three projecting galleries and are surmounted by open twelve-sided domed pavilions.

We entered in one of minarets – as went up the minaret and when we were going up, it was dark inside the minaret’s stairs and finally we reached to the top of the minaret – Wow! we can see the town clearly and very well, so we took some snaps from there to capture these memorable moments.

When we came down-stairs – we gave tip to a care taker of the minarets and he became very happy giving a big smile to all of us. After that we went to the mosque’s ablution fountain (facilities for washing) in courtyard for ritual purification. One of my friends said, “the prayer is about to start and therefore he is leaving for prayer” and rest of us waiting there for him at courtyard and other at the gate of the entrance.

After prayer he came back and then we put on our shoes and took rickshaw to reach Gali Parathe Wali (”lane of parantha-makers”) and on the way to this place it started raining again, the street was so narrow, crowded and very busy, and due to this traffic was very slow… We were just about to reach there but it was raining so heavily that somehow we managed to reach Gali Parathe Wali. Then we relaxed for sometime and gradually ordered for different varieties of paratha for which we came here. Well, the paratha includes exotic fillings like Kaju, Badam, Matar, Mix Paranthas, Rabri parantha etc. The parantha was served with a side of sweet tamarind chutney, mint chutney, mixed vegetable pickle, a paneer and potato curry, potato and fenugreek curry, and a sauteed mash of sweet pumpkin (sitaphal).

We had varieties of parathas there. While having parathas in dinner it was raining heavily which was awesome! As we finished our food we saw lanes and road were completely inundated with water .. still it was raining — you know water went up to knee height. Then we, three of us, decided to take rickshaw to reach metro station. But other were still saying – “let’s go to have some ice-cream, too”. But I said no because rain has worsen the road condition and we should leave before getting stuck. So it would be better to leave for home now. They said , “we are going to have ice-cream in Giani Ice-cream Parlor which is famous in Chandani Chowk. I said – okay, if you guys want to have some dessert then you can go. We divided into two groups – one group headed to Giani and other group in which I was decided to leave for home. Thus, we took quick walk to the nearest metro station but after traveling some distance we noticed some drainage covers were opened. The heavy rain led to the inundation of Chandni Chowk and city  road as well. The clogged drains led to the mixing of sewage with rainwater at many places causing hardship to the vehicles or footpath goer. It was still raining heavily. I meant to say, it was very risky to walk on the road and footpath as because it was inundated with water — went to knee height. So I suggested to hire a rickshaw and this way we three guys reached metro station and later we came to know other guys also decided to leave for home.

One of the guys was carrying a laptop in a bag and other friend’s mobile and he noticed that his laptop as well as the mobile got wet. Now, both got worried because his mobile stopped working and he could not make a call. At the metro station, both guys re-checked the laptop and mobile and found that the laptop was working apparently but mobile wasn’t.

Well, at metro station we put off our shoes and squeezed them and again wore it. We guys were waiting for a metro to arrive and finally got into the metro. At the other stoppage some passengers were getting in but can’t find space so one of my friends, got down the metro to let the passenger out but he could not get in and the door closed. It was just a funny moment for all of us because we know once the door is closed no one can enter. Well, we reached the destination and he further reached his place somehow..

As I had parked my car near Rajouri Garden Station so I took my car from there and make my way to home. While driving I got stuck in traffic jam due to heavy rain which took me thrice the time to reach my home as compare to normal schedule. Well, somehow I too, reached my home and instantly took bath because I had walked in dirty water and after taking bath I went to bed without wasting time..:-) as I was too tired.

Really I will never forget this day. It was really fun going there and fantastic as well as memorable day of my life, I have never experienced before. Though I got tired and faced so much difficulties but the most important thing is that I enjoyed a lot.

Read full version.

Hangout at Chandni Chowk and Jama Masjid

Posted by Rakesh under Life

I always like visiting some places, eating something, traveling somewhere and seeing something obvious for the first time.

Today is our 62nd Independence Day. Once again we renewed our commitment to our nation with great zeal and enthusiasm to make India strong, progressive and prosperous.

India’s Independence Day is celebrated on August 15 to commemorate its independence from British rule and its birth as a sovereign nation on that day in 1947. The day is a national holiday in India. All over the country, flag-hoisting ceremonies are conducted by the local administration in attendance. The main event takes place in New Delhi, where the Prime Minister hoists the National Flag at  the Red Fort. A colourful pageant showcasing India’s cultural diversity, symbolic depictions of the country’s advances in science and technology, and a joint display of India’s military capabilities by the armed forces are an essential part of the Independence Day celebrations.

On this our special occasion, as coined Red Fort monument name in my mind, I made a flashback in my memory, you know – what happened last month.. as usual I was in my office and working on something. Before leaving for my home, one of my co-workers sent a message on the terminal of my work station – “Kya Aaj Chandni Chowk wala – Parathe Wali Gali Chalein” (how it would be to go to “lane of parantha-makers”…) and Jama Masjid as well for chillout. I said, Hmmm…..let me think. Since I have been living in Delhi for last fourteen years but I never planned before to visit this famous place. So, without thinking much I decided to go there along with my colleagues.

Chandni Chowk was established in 1650 and was built along with the Red Fort under the Mughal Emperor, Shah Jahan.

First, let you know about Gali Paranthe Wali (literally “the bylane of fried bread”) – it is the name of a narrow street in the Chandni Chowk area of Delhi, India, noted for its series of shops selling paratha, a fried Indian bread, and now a popular culinary destination. Paranthe Wali Gali (”lane of parantha-makers”) in Old Delhi is a famous gourmet localities of the world.

From the 20 parantha shops in the late 1960s (all belonging to branches of the same family), three remain. Pt Kanhaiyalal Durgaprasad (estd 1875), Pt Dayanand Shivcharan (estd 1882). Pt Baburam Devidayal Paranthewale (estd 1886). By 1911 this area, known as Chota Dariba or Dariba Kalan, got the name as Paranthewali Gali.

In late 1980s many of them closed shop and moved out, though today this place is experiencing a revival; and some shops are being run by the sixth generation of the same family.

The food is old fashioned, strictly vegetarian, and cooked dishes do not include onion or garlic, since the owners are brahmins, and traditionally their clientale has included Jains in the neighborhood. Varieties include exotic fillings like Kaju, Badam, Matar, Mix Paranthas, rabri parantha etc. The parantha is usually served with a side of sweet tamarind chutney, mint chutney, mixed vegetable pickle, a paneer and potato curry, potato and fenugreek curry, and a sauteed mash of sweet pumpkin (sitaphal).

According to last minute plan, we left for this place in the evening and I remembered it was 28th July 2009. As I use my own car for going office…when we came out from our office it started raining and after talking with one another we decided – why not we go there by metro… then I said what would I do with my car. Some of us took metro for Rajouri Garden and I reached Rajouri Garden metro station with three co-workers and there I parked my car. From there we all together took metro and reached Chawri Bazaar metro station. One of my colleagues is resident of Chandni chowk who is familiar with this place very well and he was guiding us to reach Gali Parathe Wali.

Before going Gali Parathe wali, we decided to see Masjid-i Jahān-Numā, commonly known as the Jama Masjid of Delhi, is the principal mosque of Old Delhi in India. Commissioned by the Mughal Emperor Shah Jahan, builder of the Taj Mahal, and completed in the year 1656 AD, it is the largest and best-known mosque in India. It lies at the origin of a very busy central street of Old Delhi, Chandni Chowk.

Shah Jahan built several important mosques in Delhi, Agra, Ajmer and Lahore. The Jama Masjid’s floorplan is very similar to the Jama Masjid, Fatehpur Sikri near Agra, but the Jamia Masjid is the bigger and more imposing of the two. Its majesty is further enhanced because of the high ground that he selected for building this mosque. The architecture and design of the slightly larger Badshahi Mosque of Lahore built by Shah Jahan’s son Aurangzeb in 1673 is closely related to the Jamia Masjid in Delhi.

As we reached Jama Masjid, we all got wet as it was rainy season but for last one month all Delhiites were praying for rain and finally it rained that day we were all feeling very happy and cool. Rain after a long time brought relief to us.

As we reached at the entrance gate of mosque, one of my fellow friends asked us to put off our shoes and carry it in our respective hands before stepping in the mosque. I didn’t have any idea about  this. I never went to a mosque before this trip that’s why I were unaware of these customs. So I asked one of my fellows to explain the reason – why we actually put off the shoes at entrance gate and carry it???

He explained the reason that as ritual purification precedes all prayers, mosques often have ablution fountains or other facilities for washing in their entryways or courtyards. However, worshippers at much smaller mosques often have to use restrooms to perform their ablutions. In traditional mosques, this function is often elaborated into a freestanding building in the center of a courtyard. This desire for cleanliness extends to the prayer halls where shoes are disallowed to be worn anywhere other than the cloakroom. Thus, foyers with shelves to put shoes and racks to hold coats are commonplace among mosques.

After putting off our shoes, we entered in Jama Masjid mosque and took entry tickets for entering lofty minarets – there are two lofty minarets – it’s 30 feet (41 m) high, and containing 130 steps, longitudinally striped with white marble and red sandstone, flank the domes on either side. The minarets are divided by three projecting galleries and are surmounted by open twelve-sided domed pavilions.

The mosque faces west. Its three sides are covered with open arched colonnades, each having a lofty tower-like gateway in the centre. The mosque is about 261 feet (80 m) long and 90 feet (27 m) wide, and its roof is covered with three domes with alternate stripes of black and white marble, with its topmost parts covered with gold. On the back of the mosque, there are four small minarets crowned like those in the front.

We entered in one of minarets – as went up the minaret and when we were going up, it was dark inside the minaret’s stairs and finally we reached to the top of the minaret – Wow! we can see the town clearly and very well, so we took some snaps from there to capture these memorable moments.

When we came down-stairs – we gave tip to a care taker of the minarets and he became very happy giving a big smile to all of us. After that we went to the mosque’s ablution fountain (facilities for washing) in courtyard for ritual purification. One of my friends said, “the prayer is about to start and therefore he is leaving for prayer” and rest of us waiting there for him at courtyard and other at the gate of the entrance.

After prayer he came back and then we put on our shoes and took rickshaw to reach Gali Parathe Wali (”lane of parantha-makers”) and on the way to this place it started raining again, the street was so narrow, crowded and very busy, and due to this traffic was very slow… We were just about to reach there but it was raining so heavily that somehow we managed to reach Gali Parathe Wali. Then we relaxed for sometime and gradually ordered for different varieties of paratha for which we came here. Well, the paratha includes exotic fillings like Kaju, Badam, Matar, Mix Paranthas, Rabri parantha etc. The parantha was served with a side of sweet tamarind chutney, mint chutney, mixed vegetable pickle, a paneer and potato curry, potato and fenugreek curry, and a sauteed mash of sweet pumpkin (sitaphal).

We had varieties of parathas there. While having parathas in dinner it was raining heavily which was awesome! As we finished our food we saw lanes and road were completely inundated with water .. still it was raining — you know water went up to knee height. Then we, three of us, decided to take rickshaw to reach metro station. But other were still saying – “let’s go to have some ice-cream, too”. But I said no because rain has worsen the road condition and we should leave before getting stuck. So it would be better to leave for home now. They said , “we are going to have ice-cream in Giani Ice-cream Parlor which is famous in Chandani Chowk. I said – okay, if you guys want to have some dessert then you can go. We divided into two groups – one group headed to Giani and other group in which I was decided to leave for home. Thus, we took quick walk to the nearest metro station but after traveling some distance we noticed some drainage covers were opened. The heavy rain led to the inundation of Chandni Chowk and city  road as well. The clogged drains led to the mixing of sewage with rainwater at many places causing hardship to the vehicles or footpath goer. It was still raining heavily. I meant to say, it was very risky to walk on the road and footpath as because it was inundated with water — went to knee height. So I suggested to hire a rickshaw and this way we three guys reached metro station and later we came to know other guys also decided to leave for home.

One of the guys was carrying a laptop in a bag and other friend’s mobile and he noticed that his laptop as well as the mobile got wet. Now, both got worried because his mobile stopped working and he could not make a call. At the metro station, both guys re-checked the laptop and mobile and found that the laptop was working apparently but mobile wasn’t.

Well, at metro station we put off our shoes and squeezed them and again wore it. We guys were waiting for a metro to arrive and finally got into the metro. At the other stoppage some passengers were getting in but can’t find space so one of my friends, got down the metro to let the passenger out but he could not get in and the door closed. It was just a funny moment for all of us because we know once the door is closed no one can enter. Well, we reached the destination and he further reached his place somehow..

As I had parked my car near Rajouri Garden Station so I took my car from there and make my way to home. While driving I got stuck in traffic jam due to heavy rain which took me thrice the time to reach my home as compare to normal schedule. Well, somehow I too, reached my home and instantly took bath because I had walked in dirty water and after taking bath I went to bed without wasting time..:-) as I was too tired.

Really I will never forget this day. It was really fun going there and fantastic as well as memorable day of my life, I have never experienced before. Though I got tired and faced so much difficulties but the most important thing is that I enjoyed a lot.